TERMS OF USE

The following are the terms and conditions ("Terms of Use") on which you may use the Avendus website (the "Website") And/ or any mobile application (“Application”) or any other digital applications/platform www.avendus.com (the "Website") and by accessing the Website or the Application you agree to be bound by them. The term Avendus refers to Avendus Wealth Management Private Limited, and its worldwide affiliates. The Terms of Use shall apply to all services, programs, information, and products that you may use or otherwise access from time to time through the Website and/ or Application. Please read the Terms of Use carefully. By accessing the Application and / or Website and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by the Terms of Use. If you do not accept these Terms of Use, then please do not use or access the Application and / or Website or any pages thereof. Apart from the Terms of Use, you also agree to be bound by other Application and / or Website policies as may be available on the Application and/ or Website.

Disclaimer

By accessing the Application and / or website and/or using any information or material provided on or via this Application and /or website you agree to have read and be bound by this Disclaimer.

The information and any material provided on this website or Application or in any communication containing a link to this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Avendus to any registration requirement within such jurisdiction or country. Neither the information, nor any material or opinion contained in the Application or website constitutes a solicitation or offer by Avendus or its, directors, and employees to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. This information and any material or opinion provided on the Application and/or website is for your private information only. We do not represent that the information and any material provided on the website or Application is accurate or complete. Avendus shall not have any responsibility to maintain the website or Application, data and services made available on the website or Application. No part of any information or material may be copied or duplicated in any form by any means, or redistributed. All investments are subject to market risks.

In no event will Avendus or its directors and employees be liable for any damages including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising out of and in connection with the website or Application or use thereof or inability to use thereof, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or system failure.

You acknowledge that you have read and understood the Disclaimer statement and other legal information mentioned on the website or Application and agree to abide by it.

ADDITIONAL RISK DISCLOSURE AND DISCLAIMERS

This information/data is provided by Avendus Wealth Management Private Limited ("AWMPL") on a strictly confidential basis for exclusive use of the addressee. By accepting this document, the recipient acknowledges and agrees that it will not, and will cause its representatives, affiliates and advisers not to, divulge any information contained herein to another party without express prior consent of AWMPL. This document is not an official confirmation of any transaction.

The valuation methodology, asset class and benchmark used in this document have been derived from and are dependent upon information obtained from third party agencies including but not limited to fund managers, valuation agencies, credit agencies, relevant stock exchanges and such other agencies as may be identified by AWMPL from time to time for providing valuation and related services. AWMPL is a mere aggregator of such information and AWMPL, its affiliates, directors, officers and employees shall not be liable for any error, omission, inaccuracies or delays in provision of the requisite information from such third-party agencies. No representation or warranty (expressed or implied) is made as to, the fairness, accuracy, completeness or correctness of such information or opinions contained herein and nothing contained herein should be relied upon as a promise, representation or indication of the future performance.

The prices, value, income and appreciation of the securities mentioned are based on the information available in public or latest information provided by the product manufacturers, valuations agencies, rating agencies, stock exchanges etc. to AWMPL and are subject to change. Investments in securities are subject to risk including the risk of loss of the initial principal amount invested. Past performance is not indicative of future results. AWMPL acts merely as a distributor / portfolio manager / investment advisor /facilitator and not a custodian of these securities. Neither AWMPL nor any of its affiliates has undertaken any regulatory, legal, tax or accounting analysis relating to the suitability of the securities.

The financial information contained in this report is not a substitute for the statements you receive from the custodian (s) of your accounts or third-party product manufacturers. You are strongly encouraged to compare this report against the actual account statements received from the custodian(s) your accounts or third-party product manufacturers. If any discrepancy exists between this report and your custodian 's account statement or third-party product manufacturer's statement, the qualified custodian's account statement or third party product manufacturer's statement should be considered to be the accurate document. However, please contact your Relationship Manager if discrepancies are noted or if you think you have not received your most current account statement(s).

This document is for informational purposes only and does not constitute an offer or invitation to purchase or subscribe to any units, investment/stocks in any jurisdiction and no part of it shall form the basis of or be relied upon in connection with any contract or commitment whatsoever. This document does not claim to contain all information that an investor or potential investor may require for the purposes of making an investment. Potential investors or existing investors should not construe any information contained herein as advice relating to business, financial, legal, taxation or investment matters. An investment is speculative, and no assurance is or can be given that the investors will receive a return of their capital.

Certain statements made in this report may not be based on historical information or facts and may be "Forward Looking Statements", including those relating to general business plans and strategy, future financial condition and growth prospects, and future developments in industries and competitive and regulatory environments. Actual results may differ materially from any Forward-Looking Statements due to a number of factors, including future and/or unforeseen changes or developments in the business, its competitive environment and political, economic, legal and social conditions in India or other jurisdictions. Given these uncertainties, investors or potential investors are cautioned not to rely on such Forward -Looking Statements, and should rely entirely on their own independent enquiries, investigations and advice regarding any information contained in this presentation. Any decision to invest should only be made after careful review of the product offering documents and after conducting such investigations as the investor deems necessary and following consultation with the investor's own legal, accounting, tax and other advisors in order to make an independent determination of the suitability and consequences of an investment. Any reliance placed by investors or a potential investor on the information contained in this document is wholly at their risk AWMPL, its affiliates, employees, disclaim any and all liability for any direct, indirect or consequential loss or damages suffered by any person as a result of relying on any statement, valuation or report in, or omission from, this document.

Any valuation or ancillary report prepared by a third-party agency (including an independent valuer, credit agency and/or stock exchanges, as the case may be) shall be subject to any updation, changes and/or disclaimers made by such third-party agency and AWMPL shall not be liable for updating any such report.

You acknowledge that you have read and understood the Additional Risk Disclosure & Disclaimers and other legal information mentioned in the website and / or Application and agree to abide by it.

DISCLAIMER OF WARRANTY AND LIMITATION OF LIABILITY

The information on this site is provided "AS IS". Avendus does not, either expressly or impliedly, warrant the accuracy of the information and materials provided herein for any particular purpose and expressly disclaim any warranties of merchantability or fitness for a particular purpose. Avendus will not be responsible or liable for any loss, injury, liability or damage that could result from or arise from your usage of the Website and / or Application, including, but not limited to any errors in or omissions from the Website or Application or its content therein and any third party website or content therein directly or indirectly accessed through links made available on the Website or Application, if any, including but not limited to any errors in or omissions there from.

Avendus does not guarantee the accuracy, validity, reliability, timeliness or completeness of any information or material made available to you for any particular purpose. Neither Avendus , nor any of its, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of the Website and/or Application, or resulting from the act or omission of any other party involved in making the Website and / or Application or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the Website and / or Application or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Avendus or of any vendor providing software or services support. In no event will Avendus or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Avendus or any other party have been advised of the possibility thereof.

WEBSITE AND/OR APPLICATION CONTENT

Any and all material and information available through the Website or Application is solely for non-commercial and for your own personal use and for information purposes only.

Avendus reserves the right, at any time and from time to time, in its own discretion to add, modify, or remove any of the material or information available on the Website and/or Application. These Terms of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by Avendus or the third-party providers from whom Avendus has obtained the information. Avendus does not warrant the completeness, timeliness or accuracy or any material and information available on the Website and/or Application.

The materials and information on the Website and/or Application is not intended as an offer or solicitation for the purchase of any stock, any other security, or any financial instrument or to provide any investment service or investment advice in any jurisdiction. Investment services are subject to market risks. User accesses, uses, and relies upon such information at his own risk.

Avendus may offer an online secured access, whether free or subscription based, to its customers/users as part of additional Website / Application services. Avendus may in its sole discretion terminate access to or use of the Website and/or Application for any reason, including without limitation where it believes that such customer/user has not acted in accordance with the Terms of Use of the Website and Application.

USER RESTRICTIONS

You shall not:

publish, transmit, or otherwise reproduce any information available on the Website and / or Application, in whole or in part, in any format to any third party without the express written consent of Avendus; alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information;

access any part of the Website and Application in an unauthorized manner;

misuse your password in any way;

engage in any activities related to the Website and Application that are contrary to applicable law, regulation or the terms of any agreements you have with Avendus;

use or cause to be used any robot, spider or any other automatic software or device or process to monitor or copy our Website and Application or its pages, data or content contained therein without our prior expressed written permission; and

alter, decompile or reverse engineer any software component of the Website and / or Application.

INTELLECTUAL PROPERTY

Unless otherwise stated, copyright and all intellectual property rights in and to all content and material presented on the Website and Application (including but not limited to text, audio, video or graphical images), trademarks and logos appearing on the Website and Application are the property of Avendus and/or its affiliates and are protected under applicable Indian Laws. No part of any information or material or software from the Website and Application may be (i) copied, removed, photocopied, or duplicated in any form by any means, or (ii) re-distributed without Avendus's prior written consent. If you download any information or material or software from the Website and / or Application, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information. Any infringement shall be strongly defended and pursued to the fullest extent permitted by law.

LINKS TO THIRD PARTY WEBSITES

This Website and / or Application may provide links to certain third party websites. Avendus is providing such links solely as a convenience to you. Such third party websites that have links on our Website and/or Application may collect personally identifiable information about you. You are advised to check the data protection policies of these third party websites yourself before using those links/sites.

PRIVACY

Use of this Website and/or Application may be monitored, tracked and recorded. You acknowledge that we may use, disclose or transfer any information that you provide through this Website and / or Application. For more details please refer to our privacy Policy located at our website.

CHANGE IN TERMS AND CONDITIONS

Avendus reserves the right, in its sole discretion, without any obligation and without any notice, to change these Terms of Use at any time or to suspend and/or deny access to this Website and/or Application for scheduled or unscheduled maintenance, upgrades, improvements or corrections. Avendus does not undertake any obligation or responsibility to update or amend any information. Avendus may discontinue or change any product or service described in or offered on the Website and/or Application at any time in its discretion. Such changes will become effective and binding after their posting on this section of the Website. You are responsible for regularly reviewing and your continued use of the Website and / or Application constitutes your agreement to all such changes. By continuing to use our products and services and the Website and / or Application after any posted revision, the visitor/customer accepts to abide by it.

GOVERNING LAW

The Terms of Use is governed by Indian Laws. Any dispute arising with respect to this Terms of Use shall be subject to exclusive jurisdiction of Court (s) at Mumbai.

CONTACT US

If you have any questions, comments, or concerns about the Terms of Use, please write to us at website.feedback@avendus.com

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